The Kinum Debt Collection Process

Unlike the average debt collection agency, our comprehensive approach takes the burden of accounts receivable collection off of your office staff and collects more efficiently with gentle but effective reminders.


A Third Party Collection Agency For Any Industry

We service a wide array of industries, all with one goal in mind: to help the business get the money it is owed and it needs in order to thrive. Regardless of the type of business or organization you run, or whether your collection accounts are for B2C or B2B, the Kinum accounts receivable collection agency can help you maximize debt recovery.


Collecting debt can be an expensive distraction in a busy healthcare  practice. Kinum’s third party collection services take the pressure off  office staff, minimize in-house collection costs, and allow healthcare  professionals to focus on what they do best- taking care of their  patients.


Our client-sensitive Connect service is the perfect match for  educational institutions. By providing friendly and consistent contacts  early on in the recovery process, Kinum will collect more of your money, faster.

Banks/Credit Unions

In a competitive financial market, every cent towards the bottom line counts. Our DDA Recovery System helps banks and credit unions maximize  their profit by reducing charge-offs while maintaining positive customer relations.

Business to Business

We understand the unique challenge of collecting on business accounts while maintaining positive working relationships. As a commercial debt  collection agency, Kinum has a track record of assisting in the B2B  market, servicing medical goods and services, transportation, and  utilities among others.

Debt Recovery Collections Has Never Been So Easy.

Maximize Your Profit

Collecting on accounts receivable before they lose their value is the trick to maximizing profit. Kinum Connect allows you to outsource the debt recovery collections process early on without requiring a percentage of your profit to do it.

Connect With Customers

The Kinum Connect phase includes a series of reminders that are generated and directed to your customer in your name., so your customers never have to know that a third-party is involved.

Pay Less Per Contact

With an average price of $1.50 per contact (assuming 10 contacts), you will be paying less for the most efficient and proven debt recovery services than you would pay your own office staff in labor.

Relieve Your Staff

Outsourcing your accounts receivables allows you take the burden of debt recovery collections from your office staff, and watch their efficiency and satisfaction increase. The debt management software is easy to use so they can shift their efforts away from this daunting task.

Control Your Accounts

All 10 contacts send your clients back to you, so you control their experience and payment options. Unlike traditional collections, you can remove an account from the Connect phase at any time with 1 click.

Seamless Automation

With 1 click, Kinum begins its automated process. Starting with friendly reminders from your office and then from ours, then seamlessly handling contingency collections and legal intervention in the rare case either is needed.

Collect At The Right Time

Our system is designed to collect debts before the contingency phase. When a debt reaches this phase, you can be confident that it is necessary and the right time to take this step.

World Class Support

Our unique approach allows you to get honest and friendly service from our client support team, paired with the proven systems, resources, and pricing you can only get with the largest agencies.

Protect Relationships

Data shows that debtors are more likely to feel a level of animosity toward your business due to guilt and defense. Kinum increases debt recovery and protects your relationships from this sort of damage.